Applying for credit cards has never been this easy – long gone are the days when applicants needed to make a trip to the bank or mail in a paper application. To apply online, all you need to do is compare your options, fill out the application, have your credit checked, and get approved – it’s that simple and quick.

Here’s a quick walkthrough of the process:

Virgin Atlantic Reward Credit Card

With a Virgin Atlantic Credit Card, you’ll earn Virgin Points to put towards your next flight with every use. The first step is finding out if you’ll be accepted for a card using the Card Checker tool. All you need to do is share a few basic details – the process is quick and won’t affect your credit rating. Once this is done, you can apply securely for the card and get an instant decision.

Chrome Visa Credit Card

To start building your credit with a Chrome credit card, use the site’s credit card eligibility checker. The 4-step process is simple and does not affect your credit rating. Online applications usually receive a response within one minute. If your application needs to be discussed further, you’ll receive a call within 15 minutes of submission.

From there, it typically takes between 10 to 14 days for your card and PIN to arrive.

Lloyds Bank Credit Card

Check your eligibility on One Check before applying for a Lloyds Bank Credit Card. Once completed, you’ll be able to see your estimated credit limit and the credit cards you can apply for upfront. Choose the credit card you’d like to apply for and follow the on-screen instructions to complete the rest of the application. Once you submit your application, a full credit search will be conducted.

You will know if you have been successful about halfway through the process. Once approved, your new card and PIN will arrive by post within 7 working days.

Halifax Credit Card

First, use the Simple Check tool on the website to determine your eligibility without harming your credit score. Next, use the card selector to compare and choose the right Halifax credit card.

You will know if you have been successful about halfway through the process. Once approved, your new card and PIN will arrive by post within 7 working days.

Benefits of Using a Credit Card

– Cashback and reward points

– Frequent flyer miles

– Easier to avoid losses from fraud

– Consumer protections like rental car insurance

– Universal acceptance

– Helps build credit

Credit cards like the Nationwide Select* offer advantages like the option to use the card internationally, savings on annual fees and other charges, and an interest-free period along with advanced security features and convenience.

*Select credit cards are no longer open to new customers.